After complaints from merchants and an update from the Fed, Visa has modified debit routing rules, noting that merchants can route U.S. EMV debit transactions through any of more than a dozen available networks, and not just Visa's. The move could have implications for chip-and-PIN use.
What does the title National Protection and Programs Directorate mean to you? It's not so clear, unless you are familiar with the Department of Homeland Security's organizational chart. To clarify its mission, the House has voted to rename - and revamp - the DHS agency.
Is there anything better than being offered one year of "free" identity theft monitoring? Regularly offered with strings attached by organizations that mishandled your personal details, the efficacy and use of such services looks set for a U.S. Government Accountability Office review.
Voting in the United States carries a huge privacy cost: states give away or sell voters' personal information to anyone who wants it. In this era of content micro-targeting, rampant misinformation and identity theft schemes, this trade in voters' personal data is both dangerous and irresponsible.
Cybercrime is a business and, like any business, it's driven by profit. But how can organizations make credential theft less profitable at every stage of the criminal value chain, and, in doing so, lower their risk?